Hi everyone, I am Lukas Thomas. I am a professional writer and author with having specialisation in the UK financial sector. I have more than 13 years of experience as the financial writer and hope it will continue longer. I have done my post-graduation in Masters of Business Administration (MBA) in Finance. Currently, I am performing my responsibility as a Senior Loan Expert in CashLoans2go, which is the fastest-growing online direct lending company. My job is to prepare borrower-friendly loan deals as per the company’s guidelines. I also write research-based blogs for the company’s official website. You can read them and gain knowledge on any loan product.

What Lenders Look for When You Apply for a No-Guarantor Loan?

When you apply for a no guarantor loan, lenders need to be sure about your repayment ability. There is no one to guarantee your repayments if things don’t go as planned. However, as a borrower, it is a relief for you not to include family or friends in a loan application. But that saves your …

15 signs your debt is becoming unmanageable

Unmanageable debt is a sign of a poor financial condition. When you have multiple debts and are struggling to keep up with them, they begin to spiral up, adding pressure to your budget. If the control is not regained soon, it becomes a threat to your financial stability. There are various warning signs that should …

Can I Get a Business Loan for Equipment Upgrades in the UK? 

Yes, you can get a business loan for equipment upgrades in the UK; however, you must check your repayment capacity before applying for them, as the equipment you purchase serves the purpose of collateral. Business loans are available from banks and direct lenders. However, the former follows the stringent criteria to sign off on them. …

How to Get an Unsecured Loan Without Collateral in the UK?  

You may have multiple goals to achieve in your life. It could be renovating the property, repairing a car, improving education prospects or starting a business. However, you may delay the aspect due to limited savings. Some individuals fear taking loans by securing their precious assets. What if you can get a good lump sum …

How to Pay for Emergency Medical Expenses in the UK?

Medical emergencies may occur anytime. It could be a sudden accident, seizure or breathing issue. It requires immediate attention and medication. It is the reason a growing number of people are turning towards primary care. Why? It is because government-based NHS healthcare services are trapped in clearing the backlog. Over 1 in 7 is trapped …

Joint Loan vs Personal Loan: What’s the Difference in the UK

When you are planning to borrow money, various things run through your mind. First, it is the type of loan you should choose. Second, whether you need someone else as a co-borrower or not. Based on the requirements of borrowers, diverse options have been made available. Therefore, getting a joint personal loan in the UK …

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